Why Choose Loan Against Property?

1. Higher Loan Amounts
   Get up to 60-70% of your property’s market value as a loan, depending on eligibility and property type.
2. Lower Interest Rates
   Since LAP is a secured loan, it usually comes with lower interest rates compared to unsecured loans like personal loans or credit cards.
3. Longer Repayment Tenure
   Enjoy flexible loan tenures ranging from 5 to 20 years, making repayments easier on your budget.
4. Use Funds for Multiple Needs
   Whether it’s funding a wedding, starting a business, managing medical expenses, or consolidating debt—you can use the loan amount as per your needs.
5. Retain Ownership
   You continue to own and use the property while the loan is active. The property only acts as collateral.

Features of LAP from Yes Finance Services

• Loan Amount: ₹5 lakhs to ₹5 crores (based on eligibility)
• Interest Rate: Starting from 9.75%* p.a.
• Processing Time: Quick approvals within a few working days
• Prepayment: Option to prepay the loan with minimal charges
• Property Type: Residential, commercial, and industrial properties are accepted

Who Can Apply?

At Yes Finance Services, we welcome applications from a variety of individuals:

• Salaried Professionals
  Working in public or private sector companies with stable income
• Self-Employed Individuals
  Business owners, freelancers, and professionals such as doctors, architects, or consultants
• Firms and Companies
  Partnership firms, LLPs, and private limited companies can apply for business-related funding

Eligibility Criteria

Eligibility depends on multiple factors, including:

• Age: 25 to 65 years
• Income: Stable and verifiable income
• Property: Clear title and acceptable location
• Credit Score: A healthy credit history improves approval chances

Our team evaluates all parameters to offer you the best possible loan terms.

Documents Required

We ensure a fast and smooth loan process with minimal documentation:

For Salaried Individuals:

• PAN Card, Aadhaar Card (ID & Address proof)
• Salary slips (last 3-6 months)
• Bank statements (last 6 months)
• Property documents

For Self-Employed Professionals:

• Business registration proof
• ITR & financial statements (last 2-3 years)
• Bank statements
• Ownership documents of the property

Our documentation team will assist you in collecting and submitting everything correctly.

Application Proces

Getting a Loan Against Property from Yes Finance Services is simple:

1. Online/Offline Application
   Fill out the application form online or visit the nearest branch.
2. Document Submission
   Submit required personal, income, and property documents.
3. Property Valuation
   Our team conducts a professional valuation of the property.
4. Loan Approval & Disbursal
   Upon verification, the loan is approved, and funds are disbursed to your account.

Why Yes Finance Services?

✅ Trusted Name in Finance – Years of experience in delivering reliable financial solutions
✅ Tailored Solutions – Loans structured to match your goals and repayment capacity
✅ Transparent Process – No hidden charges, complete clarity in terms and conditions
✅ Fast Approvals – Swift loan approvals and disbursals to meet urgent financial needs
✅ Excellent Support – Dedicated loan advisors to assist you at every step

Use Your Property to Secure Your Future

Your property is not just a place to live or work—it’s a powerful financial tool. With a Loan Against Property from Yes Finance Services, you can unlock its potential and make your dreams a reality without giving up ownership.