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Get a quick home loan in Himatnagar with lower interest rates, higher loan amounts, and longer repayment terms in a much simpler way!
Loan Amount: Banks and NBFCs (non-banking financial institutions) in Himatnagar offer home loans in Gujarat in various categories. Applicants can get loans ranging from Rs. 5 Lakh to Rs. 10 crores. The loan approval is based on multiple factors, such as existing loans, credit score, and loan tenure.
Interest Rate: The interest rate for a Home loan in Himatnagar starts from 8.25% p.a. It can go up to 12.20%. The interest rate on home loans in Himatnagar depends on the amount of loan taken, the lender, and the repayment tenure. Lenders also offer separate home loan schemes for women borrowers, pensioners, defense personnel, low-income groups, etc.
Prepayment/Foreclosure Charges: Borrowers need to pay extra charges if they prepay a part of their home loan in Himatnagar or when the entire home loan amount is paid before the loan tenure ends. The amount of these charges for home loans in Himatnagar varies from lender to lender.
Processing Fees: Banks or financial institutions charge home loan processing fees as a small percentage of the loan amount. The amount may vary across lenders. Most lenders levy a one-time fee for processing the home loan application. In Himatnagar, the processing fee is up to 0.5% of the total home loan amount (plus GST).
Application Process: Potential property buyers can apply for Home loans in Himatnagar online and offline. While offline applications can be made directly at the bank branch, applicants can also apply online for a home loan in Himatnagar on the bank’s online portal. They need to fill out the application form and upload the necessary documents to complete the online home loan application.
Flexible Tenure: Banks and financial institutions offer home loans in Himatnagar for maximum loan repayment tenure of 30 years. The duration of home loan tenure also depends on the loan amount, borrower’s age, and income.
Instant loan approvals with a simple application process
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